Meet Ross Lang, Owner of Cobb Pawn & Gold in Marietta GA

Ross Lang is the owner of Cobb Pawn & Gold in Marietta, Georgia, a family owned shop that has been in business for over 30 years.

1. How long have you been in business?

Cobb Pawn and Gold is a family owned and operated business established in 1982 as an alternative to a typical pawn shop in Marietta, GA with more the look and feel of a fine jewelry store, including the personal service you would expect. We specialize in low interest loans on diamonds, jewelry, watches, and other valuable assets. We also offer loans on boats, PWC's, heavy equipment, and more, all stored on our secured lot.

2. Why should you get a loan at Cobb Pawn & Gold vs a typical pawn shop?

We are a family owned and operated business. With over 30 years experience in the jewelry business, we have the expertise to assess and offer you the true value of your fine jewelry at interest rates a fraction of that of a typical pawn shop. Unlike most of our competition, our mission is not to acquire your treasured possessions and flip them for a one time quick profit; our goal is to have a long-term personal relationship with you. Many of our first time loan customers become some of our best retail customers, returning every holiday or birthday year after year for that special item and the same quality of service and respect they received the first time they walked in our door.

3. What is the most unusual item brought into your store?

It's hard to come up with just one item out of the thousands of loans over the last 30 plus years, but the first thing that comes to mind is a 1966 Pontiac GTO Tri-power with factory original paint. We've had the car a couple of times. The customer owns a small seasonal business of his own and has used it as collateral to purchase additional inventory when needed.

4. Is there really such a thing as win-win with pawn shops?

Yes. We recently had a customer that had a pawn loan with a local competitor on a civil war-era rifle that had been in his family for generations. He's retired on a fixed income and was caught in a dead end loan that he could never afford to pay out; he only pay the monthly fees and the pawn shop he was at would not accept any principal payments. We paid out the loan and wrote him a new loan at half the interest rate he was paying. The discount in the rate left him enough cash to pay on the principal every month, and he was able to get his rifle back in a few months.

5. You have fantastic reviews online. Why do your customers keep coming back?

Being a family ran business, we offer superior customer service at the best rates in the industry; it's that simple! Our loan process is fast, easy, and private. All your transactions with Cobb Pawn and Gold will be kept confidential by us. In addition, all your jewelry collateral, while in our possession, will be fully insured, secure and kept off premise in a bank vault. That's why Cobb Pawn and Gold's growing customer base and our reputation of discretion and professionalism have attracted some well-known local athletes, executives, entertainers, small business owners, and prosperous locals who need quick cash. We are well-known in the industry and purchase fine jewelry and Swiss watches all over the southeast from pawn shops and jewelry dealers.

Thanks, Ross!

A Guest Post from Fast-Bad-Credit-Loan.net

The following is a guest post from Fast-Bad-Credit-Loan.net, a website with lots of articles and informational resources about finding and assessing opportunities for fast loans to help with emergency financial situations.

Where Is a Good Place to Get a $5000 Loan Fast with Bad Credit?

Perhaps your home drains are completely stopped up and you have no idea why. Maybe your car suddenly quit. You are going to need several thousand dollars for the repairs. Things like this cannot wait and you need cash and you need it now. A $5000 fast bad credit loan may be the answer to your problems, and here are tips for finding the best online lender.

When you check the Internet, you will see thousands of companies that want to lend you money. It can be difficult to tell which lender is best, just by visiting a website. That is why you should talk to friends and family and ask about referrals.

A personal referral is a great way to find a lender. After all, if a particular lender is not reliable, you might able to find out that information and avoid a big headache. Also, someone you know may recommend a trusted and easy-to-work-with lender, and that can save you all kinds of time and trouble.

You might not be able to get a referral. Next, visit the website of a lender and check into their fees. Most fast bad credit loan lenders tell you ahead of time just what the cost will be. There is no guesswork, and you should not have to worry about hidden charges.

If you find a lender that is not straightforward about fees, you may want to check elsewhere. There are plenty of good lenders that tell what you will pay with no hassles. This makes the process of borrowing money, very easy.

Check with at least three lenders to see if there are any major differences. Once you decide upon one lender, do some research. Visit online discussion sites and ones for consumer complaints and see if this company has a lot of problems. This can help you avoid trouble in the future.

Introducing Lots A Lolly for Personal Loans

There are lot of different options to get a personal loan these days, aren't there? If you are in the UK and in need of money in your bank account very quickly, you might want to check out www.lotsalolly.co.uk. Their instant loans of up to £2000 can appear in your bank account on the same day you apply.

You can apply for a loan online by filling out a simple form, and you'll find out almost instantly if you're approved or not. If you're approved, you can repay the loan in installments over a time period of three, six, or twelve months.

Lots A Lolly was founded to provide a quick and convenient option for people who may have trouble with their credit rating. The company is based near the famous Old Street in East London, an area that is becoming known for tech companies and interesting startups. If you have more questions about the company or the way its borrowing and repayment processes work, you can see more about that here.

When it comes to personal loans, this is a topic where people tend to have lots of questions. Well, I always have questions myself when it comes to my finances anyway! As you likely know, there are different regulations for loans in different parts of the world, so you will want to look at the laws in your local area--and take time to look closely at the policies of any loan company you're considering.

Meet Abel Kalpinand Prasad of Abel Kalpinand Prasad Financial Services

Abel Kalpinand Prasad is based in Sydney, Australia and is about to launch a company called Abel Kalpinand Prasad Financial Services. The idea of the new company is to help low income earners achieve affordable loans. Abel worked in the banking industry for twenty years for Commonwealth Bank, Police Credit Union, and Bank of New South Wales. He has a beautiful wife named Annelise Oriti.

1. What motivated you to launch your own company, Abel Kalpinand Prasad Financial Services?

In early 2006, I was working for Bank of New South Wales as a private banker. I completed numerous tasks for the top 1% of Sydney's richest. Whilst working for them, I noted that the majority of them did have to worry about loan repayments. They had too much money and spent it on worthless items.

I started to get bored and moved to retail banking and saw everyday people come in worried about how they would make their next repayment. They couldn't afford the increasing interest rates. It was then I decided that we needed to start a business to help them manage their expenses and keep up with their repayments.

2. Would you tell us a little more about the services your company will provide?

We have sixteen private investors who have pulled together a sum of $45,000,000 of which we will provide people with low percentage loans.

3. What are some of the most important things you've learned in your twenty years of experience in the banking field?

Only that family is important, and you must always look after your family before work.

4. How would you describe the financial climate of Australia today, and what can Australians do to improve their own financial profile?

The market is very volatile at the moment. More and more people tend to borrow instead of using their own money.

I've taught my children only spend what you have. If you don't have the money, don't spend it.

5. On a more personal note, what do you and your wife like best about living in Sydney?

We love the outdoor environment and the relaxing nature of the suburbs.

Thanks, Abel!

Introducing Elite Merchant Capital for Small Business Loans

What do you do if you're a small business owner who needs a loan, but you have credit issues? This issue comes up quite a lot for people with difficult credit issues. Say you have a successful business and want to expand (or you run into some other reason why you need to borrow funds). It could be hard to get a loan from some lenders unless you have a strong credit record, and let's face it, there are a lot of reasons why many people have encountered credit trouble, including medical expenses and divorce.

That's where Elite Merchant Capital comes in. They specialize in bad credit business loans to help business owners who have run into credit difficulties and need funding for their business. They have two specific criteria that a business needs to meet to qualify: you need to have been in business for at least six months, and you need to generate at least $10,000 in gross sales.

Another reason why business owners like Elite Capital is that they offer a merchant cash advance, and there is a quick turnaround in terms of how fast you can receive funds once your application is approved. In fact, you can get money within 24 hours. And they approve 98% of applications.

The company has US-based loan specialists, and you can communicate directly with their reps via phone or email to learn about the financial options available to your own small business. For people who need business cash in a hurry, it's something to check out.

Introducing FAQs about Money Lending in Singapore from CreditMaster

If you're in Singapore and looking to borrow money, you might want to read this list of FAQs about money lenders in Singapore. The list starts out with some ideas to consider before taking out a loan in the first place. For example, you might be able to find government assistance instead of a private loan. It also gives some guidelines in terms of how much money individuals may be able to borrow, based on their income level.

The FAQ page is part of the information available from the website of CreditMaster Pte Ltd, a company founded in 2010 to provide loans to citizens of Singapore as well as residents and foreign visitors who are looking for financial assistance. The company is a licensed moneylender regulated under Singapore's Registry of Moneylenders.

CreditMaster specializes in providing loans to people who may have had difficulty securing loans from banks. They offer a variety of personal loans, including payday loans. The company advocates for transparency in lending, and they work with individual customers to create personalized loan packages based on the customers' unique needs.

The CreditMaster website has a lot of information about the company and their lending practices and is worth a visit if you're in Singapore and looking for quick financial help.

Introducing New Era Lending

New Era Lending is a private lender provides funding to small and medium sized businesses. Some businesspeople choose to partner with a private lender like this because the process can be much faster than with traditional banks. Have you ever encountered a time-sensitive financial need? Maybe your business has a temporary cash flow issue or needs to replace some equipment ASAP. Well, you can understand the appeal of the faster process. New Era Lending does loans of up to $300,000, sometimes turning the loan around in as short as four hours!

Also, New Era Lending can sometimes fund projects that were denied by banks. The loans are short term, from three to twelve months. New Era Lending isn't a broker, and they work directly with the businesses who are borrowing money. The company headquarters are located in Delaware, and they also have an office in Brooklyn, NY. For more info, they have a lot of details available on their website, NewEraLending.com.

Their website also includes a blog with business tips like how to plan ahead to avoid financial disaster. I found the blog to have interesting resources for coming up with some good ideas to help your business thrive.

In short, if your small business is in a crunch and needs some short-term financial help, New Era Lending could be an option to check out.

Introducing The Small Business Loan Store

The Small Business Loan Store is a company which functions in the role of a business consultant to help entrepreneurs who are looking for funding of up to $200,000 unsecured, with no asset, income, and job verification. Since 2007, they have been working to help not only existing businesses but also startups. In 2011, they raised $40 million in funding, and they have continued to see their clients find more and more funding opportunities.

Basically, if your company is in need of funding, you can submit your information to the Small Business Loan Store, and they will review the details of your situation and let you know about the different lending options which are available to you. In other words, they do a lot of research on your behalf so that you don't have to spend your time calling banks, credit providers, etc.

They also have experts who can consult with you on topics such as crowdfunding and angel investors. In short, they love partnering with small businesses, and they invite small business owners to receive the benefit of their years of experience working with thousands of clients to fund a wide variety of projects. They have a staff of lawyers and MBAs who are ready to put their heads together about your business.

To learn more about the Small Business Loan Store, check out their FAQ page. Just browsing their site is a great way to start thinking about different ways to fund your business idea.